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COMMERCIAL PROBLEM LOANS: HOW TO IDENTIFY, SUPERVISE, AND COLLECT THE PROBLEM LOAN

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The structure of commercial lending operations will vary greatly from bank to bank depending on the size and type of bank, and the economic environment in which the bank operates. A small country bank commercial lending operation may be handled entirely by one officer. A medium-sized bank commercial lending operation may consist of a half-dozen employees with minimal organizational structure, while a large bank commercial lending department may be a highly complex organization of considerable size. Regardless of its size, or organizational structure, the commercial lending opera- tion is designed to serve several basic needs of every bank. First, the commercial lending operation provides an opportunity for the bank to invest its funds in loans, presumably at a higher rate of interest than could be obtained through the investment portfolio. Second, it provides the bank with the facilities to meet the normal, reasonable credit needs of its customers, which certainly must be met if the bank is to retain its accounts. Third, an aggressive, progressive com- mercial lending operation is an excellent source of new account busi- ness and, therefore, a significant factor in the growth of the bank.

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Availability

10000437

332.1 BEH c 2nd

RLC MM (Rak Buku Umum)

Available

Detail Information

Series Title

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Statement of Responsibility

Robert H. Behrens

Call Number

332.1 BEH c 2nd

Publisher

Boston, Mass : Bankers Publishing Company., 1992

Collation

xv, 224 p. : ill ; 23cm.

Language

English

ISBN/ISSN

0-87267-039-2

Classification

332.1

Content Type

-

Edition

2nd. ed.

Subject(s)

Buku Umum
Bank Loans

Specific Detail Info

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